Financial Solutions Tailored to Meet Your Needs
…with Flexible, Client-Centered Service Models
Embark on a journey towards financial confidence.
Whether you are a high-net worth individual, a growing family, or a uniquely successful business owner, our services and financial solutions are optimized to secure your future with confidence and safeguard your family’s legacy.
At Jimmy Ray Financial, your financial well-being is our top priority.
Our Three Distinct Service Models
Holistic Wealth Management
Assets Under Management Service Model
The ultimate way to utilize personalized financial strategies tailored to your unique goals and vision. Our holistic approach helps ensure that nothing gets missed in your financial life, so that you can rest assured.
Estate and Business Consultation
Hourly Project-Based Planning Service Model
A flexible way to secure your family's future through comprehensive planning designed to protect your legacy for generations to come. You have the option to pay for the time and expertise that you need, when you need it.
Ongoing Advice and Guidance
Ongoing Advice and Guidance Service Model
Whether you’re just starting your financial journey or are embarking on a new chapter in life, gain access to the advice and guidance you need to plan ahead with confidence. Managing cost and reducing risk to secure your financial future.
Advisory Services Fee Structure
Holistic Wealth Management Fee
Annual 0.85% - 0.35% of A.U.M. Fee
Utilize personalized financial strategies tailored to your unique goals and vision.
With this service model, we’ll advise on and manage all aspects of your financial well-being, including tax planning, investment management, insurance, education, business succession/acquisition planning, and estate.
Minimum investment requirement of $500,000 to utilize this service model.
Estate/Business Consultation Fee
$300 Per Hour Consultation, Per Project
Secure your family's future and protect your legacy for generations to come.
With this service model, we’ll advise on and complete specific requests, such as creating, reviewing and/or revising an estate or business succession plan, providing financial consultations, investment analysis and more.
This service model is best for one-off financial needs. No investments required.
Ongoing Advice and Guidance Fee
Annual Flat Fee of $4,000 (Paid Quarterly)
Plan for the future with confidence. Know that your financial well-being is in expert hands.
With this service model, we’ll provide ongoing advice, guidance, and financial planning services on a myriad of financial matters, including retirement, insurance, and investments, without managing your assets.
Best for those needing ongoing advice, but don’t have investable assets to manage.
Pricing Examples: How Does It Work?
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If you kept $500,000 in assets with us, at an 0.85% annual advisory fee rate, then you could expect to pay around $4,250 in advisory fees a year. Advisor fees are charged on a quarterly basis based on the size of the account, and deducted from the investment account. In this example, you’d pay around $1062 per quarter.
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If you hired us to fulfill a specific need, we would assess the timeline for completion and the complexity of the workload. If we accept the project, we will estimate the hourly cost and send an invoice. Payment is due before any work is conducted with this service model.
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For this service model, the annual flat fee (minimum $4,000) is paid on a quarterly or annual payment structure. Meaning if the cost was $4,000 a year, you could expect to pay $1,000 a quarter or $4,000 upfront. Quarterly payments are not subscriptions. First payment is usually invoiced within between 45-60 days of signing the agreement, depending on when the required pre-planning work is completed. There is no cost for pre-planning work. If the advisor relationship is terminated, and services were rendered, the remaining annual fee amount outstanding for the year will be due immediately.
Holistic Wealth Fee Schedules
0.85% up to the first $1,250,000 of managed assets
0.60% between $1,250,001 and $7,500,000
0.35% for $7,500,001 and above
