Design the Financial Outcome You Desire
Align The Right Tools To Your Design
Building a strong financial future is a lot like building a house.
Would you start by buying random tools at the hardware store? Or would you start with a blueprint?
At Jimmy Ray Financial, we start with a plan. One that simplifies the process, gives you clarity, and ensures you’re using the right financial tools for your goals.
Designing Your Roadmap
Step 1 — Complimentary Consultations
Step 2 — Collecting & Organizing Data
Step 3 — Identify Risks and Map Out Solutions
Step 4 — Develop Implementation Steps
Step 5 — Collaborate With Strategic Partners
Step 6 — Provide Ongoing Support and Guidance.
Tools To Achieve Success
Tax Planning Strategies
Keep What You Earn
LLC, S Corp, C Corp, LP & LLP
Revocable Living and Irrevocable Life Insurance Trusts
Captive Insurance Companies
Conservation Easements
Charitable Remainder Trusts
Private Foundations
Sale to a Defective Trust
Legacy & Estate Planning
Protect What You’ve Built
Offshore Planning
Self-Canceling Installment Notes
Chronic Illness and Long-term Care
Perpetual Values Trust
Dynasty Trusts
Charitable Lead Trust
Grantor Retained Annuity Trusts
Business Planning
Mitigate Financial Risks
Defined Benefit Plans
Premium Financing
Buy-Sell Agreements
Income Continuation Annuities
Golden Handcuffs
Private Placement Life Insurance
Tax Deferred and “Tax Free” Savings and Investment Vehicles
ESOPS
Cost Of Services
Annual Flat Fee | OR | Annual AUM % Fee
Financial Planning Flat Fee Starts at $2400 per year, or 2% of Gross Annual Household Income (Whichever’s Greatest)
Financial Planning w/ Business Consulting Flat Fee Starts at $4800 per year, or 2% of Gross Annual Household Income (Whichever’s Greatest)
Advanced Business Planning and Legacy Consulting Flat Fee Starts at $9600 per Year, per Client Based on Level of Complexity
Annual AUM Fee of No Greater Than 1% Applicable ONLY to Non-Planning Client Assets Managed, Plus Employer Plans and Captives
Advanced Business & Legacy Planning
With our Advanced Business and Legacy Planning Consulting Services, we’ll focus in on helping you to see the full complete picture and make sure everything is working together as you’ve designed it to. This is a high-touch, strategic approach that considers and integrates multiple financial disciplines.
As part of our process, we’ll likely tackle the following, depending on your core needs:
Exit Strategy Developing
Business Risk Mitigation
Creative Financing
Advance Tax Planning
Charitable Planning
and more!
Best for clients with significant wealth and complex needs.
Employer-Sponsored Retirement Planning
Our record parter offers a cloud-based turnkey record-keeping solution for setting up and managing employee savings programs, such as 401(k) and 403(b). They offer flexible plan design, can integrate with over 100+ payroll providers, and have streamlined processes that enable them to offer full-service administrative capabilities including operations, servicing, and 3(38), 3(21), and/or 3(16) compliance. PLUS, we believe they are cost effective for many growing and established businesses. Once an employer’s plan is established with us through our partner, we will work with participants in ensuring they understand and properly utilize their benefits. We’ll also offer Financial Wellness luncheons and other financial educational resources.
Foundational Financial Planning Services
Foundational Financial Planning is about ensuring that you’re continuing to build and protect your financial future on solid ground. This approach will provide a comprehensive look at your financial picture and give you the blueprint needed to tackle financial concerns and goals one step at a time.
As part of our process, we’ll likely tackle the following, depending on your situation:
Business Planning Services (foundational)
Retirement Planning
Cash Flow / Budgeting
ROTH Conversions or Other Tax Planning
Insurance and Risk
Best for broad planning needs.
Additional Financial Planning Tools We Use
Insurance Products
Life | Health | Annuities
We can broker non-proprietary, best-in-class insurance products available in the marketplace today.
Savings Solutions
401(k)/403(b) | IRAs | Banking
Looking to open a business investing or retirement account? Or roll over an existing account? Yes, we can help!
Power of Zero | Infinite Banking
We can help you execute any financial strategy that’s right for you and protect you from the ones that aren’t.
