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Gold-colored spiky starburst or sunrays design on a blank background.

Financial Planning & Insurance Solutions tailored for Small Business Owners.

YOU DESERVE THE BEST POSSIBLE FINANCIAL ADVICE, STRATEGIES AND TOOLS.

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WHO WE SERVE

We Support Solopreneurs + Small Business Owners and their Employees Navigating Major Business and Life Transitions:

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Start-Up and Career Growth

Building the right foundations that best supports your growth

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Major Life Wins and Losses

Keeping you in the game even when life throws you curveballs

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Retirement and Family Legacy

Enjoy the fruits of your effort.
Protect what you’ve built.

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WHAT WE OFFER

Two Comprehensive Planning Services Centered Around You.

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OmniPlan

Advanced Tax, Retirement and Business Planning Strategies

  • Ideal for those with complex entity and tax structures, personal and business accounts across many institutions, large real estate portfolios and/or highly appreciated privately-held business interests or stock positions

  • Our OmniPlan service focuses on providing advanced tax, retirement and business planning solutions that turn complexity into ongoing peace of mind.

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Foundations

Everyday Planning Strategies and Insurance Solutions

  • Everyone has to start somewhere—so, why not start now?

    With Foundations, we’ll provide the foundational roadmap, tools and strategies that not only get you started off the right way, but that keep you on track towards achieving your financial goals.

    We cover everything from paying down debt while saving for retirement to making sure you and your family is protected.

  • If you’re looking to get started working with an advisor you can understand and improve your finances, we’d love to meet you!

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LOOKING FOR SOMETHING SPECIFIC?

Our '‘Menu of Services” For Specific À la Carte Products & Services

Perfect For Those Just Wanting To Get Things Checked Off Their List!

Previous Jobs 401(k) Rollovers

Starting Savings Account

Setting Up Company 401(k)

Setting Up Company Group Plan

ICHRA and HRAs With Ancillaries

Individual Life/Health Insurance

Investing Behavior Coaching

Saving For College Accounts

Setting Up Endowment Accounts

UTMA and UGMA Accounts

Employee Financial Literacy

Individual Retirement Accounts

Individual Brokerage Accounts

Solo-401(k) SIMPLE IRA and More

Business Owned Life Insurance

Income and Variable Annuities

HOW WE WORK

Receive the Best Possible Financial Advice

Starting from an In-Depth Analysis of your financial situation…

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A financial dashboard titled 'Net Worth Dashboard' displaying various charts, tables, and metrics related to net worth, assets, liabilities, and goal analysis for the focus month of February 26. Includes line graphs showing net worth and asset vs. liability development, tables detailing goals, assets, liabilities, and a bar chart illustrating gain and current value.

We Design and Implement the best possible financial plan and strategy that’s tailored to you.

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SEE THE FULL ROADMAP

WHAT TO EXPECT

An Overview Of Our Planning Schedule…

Q1

Jan-Mar

Income Planning

Q2

Apr-Jun

Tax Strategy

Q3

Jul-Sep

Family & Estate

Q4

Oct-Dec

Retirement

What This Means In Practice

  1. Regardless of the month or quarter, every new client relationship starts with an Onboarding Meeting where we set up or consolidate accounts, sign documents, create your file vault and map out our meeting cadence.

  2. We spend the first 30-90 days building your financial plan and focusing solely on addressing your most pressing goals and priorities first, and in whichever order that matters most to you.

  3. Finally, through the guide of our planning schedule, we will address other areas of your financial well-being (as relevant), ensuring that you are continually on track towards your financial goals and maximizing every opportunity for financial success.

Service You Can Count On

ACCOUNT PROTECTION

Assets under management are custodied with Charles Schwab, a member of the Securities Investor Protection Corporation (SIPC). Schwab offers additional asset protection provisions. Visit Schwab.com to learn more.

FIDUCIARY RESPONSIBILITY

As registered investment adviser representatives, we are legally obligated to put your interests first. However, we have never needed legal obligations to put clients’ interests first. Because to us, being decent human beings is just who we are.

PRUDENT ADVISORY PROCESS

We focus on quality, value, and the fundamentals of business and finance. We never gamble. We don’t speculate. We pride ourselves on ensuring that every ounce of advice and guidance we provide is rooted in fact, wisdom and objective truths.

Disclosure Page

“Financial Planning Gave Me Direction.”

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JIMMY'S STORY

Jimmy Ray Financial Services is led by Jimmy Ray, Financial Planner and Insurance Advisor with a passion for service.

TAKE THE NEXT STEP

The Journey to a Better Financial Future Begins with a Single Step.

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