Plan Your Retirement Future
Welcome to a new chapter in your financial journey. I’ll be your trusted guide towards a prosperous tomorrow.
Meet Your Retirement Guide
“My comprehensive solution delivers a common sense approached to retirement and legacy planning, and is built upon a time-tested, evidence-based investment philosophy which aims to provide the highest probability of success for my clients.”
Our Retirement Guide Process
1 — Initial Conversation
2 — Getting Organized
3 — Mapping Out The Journey
4 — Implementation Checklist
5 — Ongoing Support & Guidance
6 — Review. Revise. Resume. Relax.
Tools We Use to Achieve Success
Holistic Wealth Strategies
Insurance | Investments | Business | Planning
Utilize personalized financial strategies tailored to your unique goals and vision. Gain access to non-proprietary, best-in-class financial tools available in the marketplace.
Estate Planning Services
Last Will | Trust | Charitable Gift
Secure your family's future with comprehensive estate planning services designed to protect your legacy for generations to come.
Retirement Income and Medicare Planning
Plan for retirement with confidence, knowing that your financial future is in expert hands.
How We’re Paid and Why
ADVISORY FEES
Advisory fees are paid by clients for advisory related services, such as financial planning and holistic wealth management.
Our service model allows for flexible fee arrangements, including hourly rates, annual flat fees, and assets under management (AUM), with the latter being most common.
COMMISSIONS
Commissions may be paid by any company whenever their products are purchased by clients, such as with insurance.
We operate as independent brokers of these products and are not captive to any one solution or company. Advisory clients are not obligated to purchase products through us.
Why Not Fee-Only?
We believe an advisor should have access to all the relevant tools available to best serve their clients. We also believe that clients should be empowered to utilize whichever services they desire from an advisor, and in any way that BEST serves their needs. Conflicts of interests are mitigated when an advisor is able to use the best solution available in the marketplace.
It’s not the most sophisticated way to run a financial practice, but it’s a simple, common sense way that best serves the clients we work with.
Taking The Next Step
Ready to begin the next chapter in your financial journey?
The next step starts with having a conversation to see how we might work together.
Connect With Me Beyond Work
Looking to Connect About Something Else?
If you’re a wholesaler, agency, issuer, community leader or organization looking to connect with Jimmy Ray, please share your information and Jimmy will reach out when available.